Ridgewood Canadian Bond Fund

The Ridgewood Canadian Bond Fund is a no-load, open-ended mutual fund. It offers investors the opportunity to achieve a high level of income consistent with the preservation of capital and liquidity from a portfolio of fixed income securities. This fund is only available to clients of Ridgewood Capital.

Investment Objectives

• The fund will invest primarily in liquid Canadian federal and provincial government securities and those of Canadian corporations rated "BBB" or better by Canadian Bond Rating Service Limited or Dominion Bond Rating Service Limited or other recognized rating agencies.
• The fund may also invest in comparable fixed income securities of foreign issuers.
• The fund will be actively managed to take advantage of changing levels of interest rates and to capitalize on yield disparities between various issues of debt securities.

While the Fund's objective is to achieve these goals there can be no assurance they will be met at any particular time.